Financial Counseling Certification Practice Exam 2025 – Complete Prep Guide

Question: 1 / 400

What does identity theft protection provide?

Only credit monitoring services

Services that monitor, prevent, and mitigate identity theft effects

Identity theft protection encompasses a range of services designed to monitor, prevent, and mitigate the effects of identity theft. This means that it does not merely keep an eye on credit reports, nor does it solely focus on restoring one’s credit after a theft has occurred. Instead, effective identity theft protection includes proactive measures, such as monitoring personal information across various databases, alerts for suspicious activities, and assistance in recovering from identity theft if it does happen.

By integrating these various protective strategies, individuals can not only respond to potential thefts but also take measures to prevent them from happening in the first place. This comprehensive approach makes option B the most accurate reflection of what identity theft protection services provide, emphasizing the importance of both preventative and reactive measures in safeguarding personal identity.

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Only credit restoration services

Insurance against financial loss

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